Data Breach Insurance for Public Entities
Specialized data breach protection for local governments facing cyber threats.
Protect your data. Defend your community.
Data breach insurance for public entities is more important than ever. Local governments are increasingly targeted by cyber threats, accidental disclosures, and data loss events that can expose sensitive employee or resident information.
Data Compromise 360© is designed to help public entities manage a data breach’s financial and reputational impact. Whether it’s the result of a malicious attack, human error, or system failure, this specialized coverage ensures your organization can respond quickly, efficiently, and in full compliance with state and federal regulations.
Local governments are a growing target for cyber attacks and accidental data breaches. Whether it’s employee records, resident information, or payment data, a data compromise can lead to serious legal and financial consequences.
Cyber attacks are increasing year over year
Strict state breach notification laws
Cost of response can reach six figures
Time-sensitive compliance deadlines
Tailored Coverage for Public Sector Risks
Data Compromise 360© is designed to help public entities manage a data breach’s financial and reputational impact. Whether it’s the result of a malicious attack, human error, or system failure, this specialized coverage ensures your organization can respond quickly, efficiently, and in full compliance with state and federal regulations.
Breach Response
Immediate help managing theft, loss, or unauthorized disclosure of sensitive data
Legal Notification
Compliance with state-mandated data breach notification laws
PCI Fines & Penalties
Protection from penalties related to payment data
Defense & Liability
Legal defense for claims tied to a data breach
IT & PR Costs
Forensic investigations and public relations support
Who Qualifies for Data Breach Insurance for Public Entities?
Eligible
Most public entities – including cities, towns, counties, school districts, and utility authorities – can add Data Compromise 360© through Trident’s Public Entity Package. Coverage is provided on a claims-made basis.
Excluded
The date of breach may not be before the first inception of the coverage. No coverage is provided for the insured’s criminal acts or reckless disregard for data security.
Gain Access to Valuable Online Resources
Data Compromise 360© includes access to eRiskHub®, an online resource for training, best practices, and other risk management tools for cyber exposures. Visit our eRiskHub® portal to register or log in.
Additional Information
The insurance policies, not this descriptive brochure, form the contract between the insured and the insurance company. The policies contain limits, exclusions, terms, and conditions that are not listed in this brochure. Not all coverages are available in all states. All coverages are subject to individual underwriting judgments and to state legal and regulatory requirements. This brochure is provided for informational purposes only and does not constitute legal advice. Policies for this program are issued by one or more insurance companies partnered with Paragon Insurance Holdings, LLC.
Trident is a registered service mark of Paragon Insurance Holdings, LLC.
Data Breach Insurance Resources
Looking for information on Cyber Coverage 360©? Click here!
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