Our small commercial insurance program offers tailored solutions for risks countrywide. Our team has decades of combined experience in the small commercial market so they understand the big needs of smaller risks. Our nationwide offerings are dedicated to responding to the complexities the small commercial market faces with underwriting expertise and dedicated teams who make service their top priority.
Small Commercial Insurance Capabilities
Our program offers additional benefits beyond our expert underwriting and deep industry knowledge. Backed by our partnerships with several carrier partners, we offer:
Exclusive Contractor’s Program
- Exclusive General Liability Program
- Easy Online Rating
- 100% Sub-Contracted in Appetite
- New Residential Work in Appetite
- Blanket Additional Insured
- Primary & Non-contributory Included
- Waiver of Subrogation
- Available in 35+ States
Small Commercial Business
- Retail agent-focused
- Straight-forward appointment process
- Binding authority gives us:
- Quick turnaround times
- Nationwide access
- Broad appetite
- Online accounting
- Multiple pay plans & financing available
- Over 600 classes of small commercial in appetite
Exclusive Inland Marine Program
- Exclusive for Contractor’s Equipment
- Admitted Paper
- Simple Agency Bill
- Rental Reimbursement Available
- Leased, rented, or borrowed from Others Available
- Up to $5M limit per Occurence
- Up to $500K per item limit
- Some restrictions apply, reach out to learn more.
Areas of Expertise
Through nationwide distribution and the flexibility afforded by multiple carrier partners, we offer solutions for a variety of risks.
Exclusive Contractor’s Program
- HVAC
- Plumbing
- Carpentry
- Handyperson
- Drywall & Insulation
- Remodeling
- Doors & Windows
- Flooring & Tile
- Concrete & Paving
- Masonry
- Electrical
- Debris Removal
- Painting – Interior & Exterior
- Siding & Gutters
- Metal Erection
- Landscaping
- Tree Trimmers
- Janitorial – Residential
- Floor & DeckWaterproofing
- Conduit Construction
- Directional Drilling
- Fiber optics Installation
- Exterior Painting up to 4 stories
- Tree trimming up to 60 feet
- Paper GC’s
- Roofing Contractors
- And so many more!
Small Commercial Business
- Habitational
- Light Manufacturing
- Retail Stores
- Automobile Service
- Garages
- Farm & Labor Contractors
- Office Buildings
- LRO
- Shopping strips
- Over 600 other classes of small commercial in appetite
- Not sure if your class fits? Reach Out
Minimum premium applies, subject to underwriting requirements. See program overview for details.
Small Commercial Insurance Products
Our small commercial program offers the products needed to protect a wide array of risks but is tailored enough to fit industry-specific needs.
- Package Policies
- General Liability
- Commercial Property
- Inland Marine
- Professional Liability
- Excess Liability
- Garage Liability
- & More
Contact
Sarah Sloan, CIC
Senior Vice President – Small Commercial
E: ssloan@paragoninsgroup.com
Juan Mora
AVP, Marketing – Small Commercial
E: jmora@paragoninsgroup.com
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Thank you for your interest in Paragon Insurance Holdings. Please submit our contact form to start a conversation about how we can best serve you.